Cincinnati Financial (CINF)

Exchange: NASDAQ
Currency: USD

 
Price: 76.49 (Close)

Summary

 

52 Week range 200d Moving Avg. Beta
46.07 – 118.19 82.20 1.26
Dividend Dividend Yield Ex-Dividend date
2.32 2.98% 2020-09-15
P/E Ratio Latest EPS DGR 3 years
23.26 1.77 5.27%
Near Fair Value
Low
High Volatility
High
Slow
Dividend Growth
Fast

Profile

Cincinnati Financial Corp. engages in the provision of property casualty and life insurance services. It operates its business through following segments: Commercial Lines Insurance, Personal Lines Insurance, Excess & Surplus Lines Insurance, Life Insurance and Investments. The Commercial Lines Insurance segment includes commercial casualty, commercial property, commercial auto, worker’s compensation, and other commercial lines insurance. The Personal Lines Insurance segment manages personal auto, homeowner, and other personal lines insurance. The Excess & Surplus Lines Insurance segment covers business risks such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance segment offers term life insurance, universal life insurance, worksite products, and whole life insurance services. The Investment segment generates revenue from the fixed-maturity investment and equity investment. The company was founded by John Jack Schiff Sr., Robert Cleveland Schiff, and Harry M. Turner in 1968 and is headquartered in Fairfield, OH.

 

Sector: Industry:
Finance Property/Casualty Insurance
Dividend Aristocrat Dividend King

Environment, Social and Governance (ESG) Ratings

Total ESG Score

30 – 48 percentile

Environment

8 – 7 percentile

Social

12 – 7 percentile

Governance

19 – 7 percentile

Controversy level

2

Peers

Dividend aristocrats in the same sector are:
– Franklin Resources (BEN)
– T. Rowe Price Group (TROW)
– AFLAC Inc (AFL)
– S&P Global, Inc. (SPGI)
– Chubb Limited (CB)
– People’s United Financial (PBCT)


Dividend Safety Metrics

Latest EPS 1.77
Annual Payout 2.32
Payout Ratio 131.07%
Dividend growth 59 Years
Dividend Score 90
Dividend Coverage Ratio 1.47
Altman-Z score 0.00 Altman Z-Score does not apply
to banks and insurance companies.

 


Estimated Future Total Return Metrics

Total return last 5Y 10.10%
Dividend growth 5Y 4.94%
Current dividend yield 2.98%
Average dividend yield last 5Y 2.79%
Estimated EPS growth next 5Y -5.00%
Extra return due to over/under valuation 1.30%
Estimated future return 5Y (CAGR) -0.90%

 

Cincinnati Financial (CINF) Valuation


Cincinnati Financial’s current dividend yield of 2.98% is 7% just above its 5-year average. The 5-year average dividend yield is 2.79% (see red-line in chart). This indicates the stock looks reasonably valued today.

Cincinnati Financial (CINF) Performance

The chart below displays the total price return(%) of Cincinnati Financial for different periods:

 

Cincinnati Financial (CINF) Total Return

The chart below displays the (CAGR) total return (%) including all dividends paid of Cincinnati Financial for different periods:

 


Dividend Scorecard

Dividend Yield (TTM) Annual Payout Payout Ratio Dividend growth
2.98 2.32 131.07% 59 Years

 

Dividend Growth Summary

3 Year Growth Rate (CAGR) 5.27%
5 Year Growth Rate (CAGR) 4.94%
10 Year Growth Rate (CAGR) 3.62%

Dividend Growth Rates History

Year Payout Amount Annual Payout Growth (YoY)
2020 1.800 -%
2019 2.240 5.7%
2018 2.120 6.0%
2017 2.000 4.2%
2016 1.920 -16.5%
2015 2.300 30.7%
2014 1.760 6.4%
2013 1.654 2.0%
2012 1.621 0.9%
2011 1.606 1.0%
2010 1.590 1.3%
2009 1.570 0.6%
2008 1.560 9.9%
2007 1.420 6.0%
2006 1.340 11.2%
2005 1.206 16.5%

Cincinnati Financial (CINF) Dividend Payment History